Life happens — We've got your back
Hospital stays. Time off work. Unexpected loss. Our simple, accessible plans support you and your family when you need it most.
Explore your plan options
Hospital Plan
Cash benefits when you end up in hospital
Football accident lands you in hospital?
Get a cash payout of up to £1,000 for a one-week hospital stay to cover bills or lost income while you or a family member is out of action.
No medical needed, no questions asked
Get quick, simple cover that isn't based on your medical history or lifestyle, just straightforward protection.
Left hospital? Get cash to recover at home.
With our Recovery add-On, you'll get up to £525 for one week recovery at home, paid directly to you.
Quick hospital visit or checkup?
Not just for overnight stays. Get a cash payout of up to £125 for outpatient appointments, like blood tests or scans.
Death Plan
Support your family if the worst happens
Is your family prepared for the worst? Is your family prepared for when you're gone?
If you pass away, your loved ones receive up to £20,000. In case of an accidental death, the payout doubles, up to £40,000.
Guaranteed cover, no questions asked
Get guaranteed cover and a quick payout with no medical exams. We also provide early payouts in case of a terminal illness.
A helping hand with funeral costs?
We can pay your funeral provider directly, with the remaining amount going straight to your loved ones.
Facing a loss in the family?
Cover your family too, to ease financial stress if the unthinkable happens, giving you the space and time to grieve.
Talk to an expert?
Unsure which cover is right for you? Share your number, and one of our experts give you a quick call , no pressure, no obligations.
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Why planning ahead matters
41%
Of adults in the UK had at least one long term illness or condition.
Health Survey for England, 2022 Part 2 (NHS)
>27%
Of households lack the savings to withstand a 25% drop in income.
Impact of increased cost of living on adults across Great Britain: July to October 2023 (ONS)
2 min
On average, someone in the UK is diagnosed with cancer.
Cancer incidence statistics (Cancer Research UK)
Trusted by over 100,000+ workers across the UK
We have 40 years of experience helping people just like you.
Learn more about PG ProtectExperiences from peopleworkers like you
I've been with PG for nearly 10 years. The new online claims form makes it really easy to make a claim, if there's ever a problem a call to their customer services sorts the problem out for you. I would highly recommend PG to everyone just brilliant Thanks !!!!
We all hope that we never have to use these services but alas sometimes we do. I would highly recommend personal group to anyone who is looking for an insurance provider for a wee bit of peace of mind when a medical emergency arises.
1st class company. Easy website to use and friendly.
Fantastic service from start to finish. The claims process was straightforward and the team kept me informed every step of the way. Couldn't ask for better support during a difficult time.
I've been with PG for nearly 10 years. The new online claims form makes it really easy to make a claim, if there's ever a problem a call to their customer services sorts the problem out for you. I would highly recommend PG to everyone just brilliant Thanks !!!!
We all hope that we never have to use these services but alas sometimes we do. I would highly recommend personal group to anyone who is looking for an insurance provider for a wee bit of peace of mind when a medical emergency arises.
1st class company. Easy website to use and friendly.
Fantastic service from start to finish. The claims process was straightforward and the team kept me informed every step of the way. Couldn't ask for better support during a difficult time.
Been a member for 5 years now. The peace of mind knowing my family is protected is priceless. Quick payouts and helpful staff whenever I've had questions.
Excellent value for money and the customer service team are always so helpful and understanding. Made a claim recently and it was processed within days.
We are here to help
I already have cover elsewhere. Why do I need PG Protect?
PG Protect works alongside any existing cover you have. Our plans provide cash payouts directly to you, giving you additional financial support on top of your current policy. Whether it's extra help with bills, groceries, or other unexpected costs, it's your money to use as you see fit.
I already get sick pay. Why do I need this?
Sick pay may give you a reduced income, but it may not cover extra costs like travel, parking, or bills. Our plans can help with these and can be claimed even if you're on full pay.
I have pre-existing conditions. Will these be covered?
If you have pre-existing conditions, they won't be covered immediately when you join but will be covered after a qualifying period. New conditions are covered immediately. For full details on what conditions apply, visit the Hospital and Death Plan pages to see what is covered. If you are uncertain on what is covered call our Customer Relations Team to find the best plan for your needs.
Need support?
Need support?
Send us an email or call our Customer Relations Team at 0800 542 5930.
Lines are open Mon-Fri 8:30am-5:30pm.